What you get from AI Optimizer
AI Optimizer is designed for users who want more than a static annual checkup. It helps translate market shifts into clear strategy decisions you can act on.
- Early visibility into portfolio and planning drift
- Stress-aware analysis ideas when conditions change
- Clear comparison context to support better decisions
- Review-first flow before any update is applied
How it works in the dashboard
- AI Optimizer checks your current plan against changing market conditions
- It evaluates potential strategy responses under stress-aware assumptions
- You receive analysis context and projected directional impact
- You choose whether to apply, keep, or revisit the proposed update
What AI Optimizer can tune
- Strategy assumptions: settings that influence retirement resilience during drawdowns.
- Stress-path responses: scenario-based changes to improve plan stability.
- Timing and sequencing choices: practical changes that can reduce drift risk over time.
- User control: proposed updates are presented for review before any action is applied.
The feature is designed to support decision-making, not replace your judgment. You remain in control of the final plan updates.
Why users find it valuable
- Helps reduce the lag between market moves and plan updates
- Makes complex adjustment tradeoffs easier to compare
- Supports more confident decisions during volatile periods
- Improves collaboration with advisors using a shared analysis view
Trust and safety guardrails
- Proposed updates are presented for review before any update is applied
- You keep control over whether to accept or reject plan changes
- Adjustment flows are bounded and auditable in-product
- Feature behavior is designed for transparency, not black-box automation
Who this is best for
- Users who want market-aware retirement planning between annual reviews
- Households managing multiple accounts with sequencing complexity
- Planners who want clearer adjustment context before acting
Open AI Optimizer in your dashboard
Open in DashboardExplore AI ReviewAI Optimizer requires a saved profile and sign-in. Analysis availability may vary by current plan state and system safeguards.
This overview is educational and capability-focused. It is not individualized tax or investment advice.