Multiple AI Agents. One Optimized Plan.
Our AI agents work together to optimize your strategy, react when markets move, keep your balances current, and answer your questions — transparently, safely, and for free.
AI Review
Optimize Your Strategy
AI Review analyzes your complete retirement profile and proposes optimized Roth conversion strategies, withdrawal sequences, and tax bracket targeting to maximize your after-tax wealth.
- Find your ideal withdrawal sequence
- Optimize Roth conversion timing and brackets
- Maximize your after-tax legacy
- Compare before/after projections instantly
AI Optimizer
React to Market Changes
AI Optimizer monitors your portfolio against live market conditions. When your plan drifts from where it should be, it runs a Generator + Critic Agent review and surfaces strategy adjustments you can apply, track, and revert.
- See how far your plan has drifted from live markets
- Stress-test market drops down to −40%
- Generator + Critic Agent review every change
- One-click apply with full revert history
Data Health
Keep Your Plan Current
Data Health tracks how your account balances drift as markets move. It estimates current values from broad U.S. stock and bond indices, scores each account's freshness with a Data Health score, and lets you accept updated balances with one click — keeping your projections grounded in reality.
- Track how balances drift as markets move
- Per-account confidence scoring (401k, IRA, brokerage, cash)
- One-click balance reconciliation
- Full balance history with audit trail
PraxionAI
Ask Anything About Your Plan
PraxionAI is a conversational agent that answers your questions by calling the same retirement engine the rest of the product uses. Ask in plain language and get answers tied to your profile — not generic chatbot opinions.
- Get answers grounded in your profile and engine
- Run projections, Roth, and what-if scenarios on demand
- Explore big decisions with built-in stress tests
- Plain-language guidance, auditable numbers
How the AI Agents Work
The agents use a Generator-Critic architecture — independent AI agents that propose and validate every analysis before it reaches you.
1. Analyze Your Profile
Your income, assets, tax settings, Social Security elections, and goals are loaded into the financial engine.
2. AI Generator Proposes
An AI agent proposes specific strategy changes based on the most promising directions identified by the engine.
3. Critic Agent Validates
A second, independent reviewer validates the proposal against your constraints. If rejected, the Generator refines its approach with feedback.
4. You Review & Apply
Approved action items appear in your dashboard with clear before/after comparisons. Apply with one click.
Built-In Safety Features
Dual-AI Validation
Every proposed change passes through an independent Critic Agent before reaching you.
Deterministic Fallback
If no preset improves your outcome, AI is skipped entirely. You get a clear "already optimal" message.
Full Audit Trail
Every applied change is logged with timestamps and previous values, so nothing is a black box.
One-Click Revert
Every applied change is tracked in your history and can be undone instantly at any time.
Ready to Let AI Optimize Your Plan?
Free to use. No credit card required. Full transparency on every analysis.