Retirement Tax Estimator
Enter your expected retirement income sources to estimate your federal and state tax burden.
Get a Plan-Specific Tax Estimate
Every household's tax-savings range depends on bracket fill, conversion window length, and withdrawal-sequencing room. The calculator above gives you a directional estimate; the full Praxion plan models the actual dollar range for your inputs alongside Roth conversion strategy and withdrawal sequencing.
Get your tax-savings range in the full plan →How Much Tax Will You Pay in Retirement?
Retirement taxes depend on account mix, withdrawal order, Social Security timing, and required distributions. A planner helps you see those interactions early, before they become expensive.
Planner Inputs to Include
- Traditional IRA / 401(k), Roth, and taxable account balances
- Expected retirement age and spending needs
- Current and expected future tax brackets
- Social Security and pension timing assumptions
Planner Outputs That Matter
- Estimated annual tax by retirement phase
- Projected lifetime tax burden under different strategies
- Modeled withdrawal sequence and conversion windows
- Estimated tax savings vs. baseline approach
Sources Used for Planning Assumptions
Tax modeling assumptions align with IRS IRA distribution and Social Security taxation guidance, then combine those rules with retirement sequencing logic for scenario comparison.
Sources: IRS Publication 590-B, IRS Publication 915, IRS RMD Guidance.
Where to Start First
If Roth conversion timing is part of your plan, start with the Roth Conversion Calculator and then compare sequencing details in the Retirement Withdrawal Strategy Calculator.